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Risk Management Lines of Coverage

DOWNLOAD OUR LINES OF COVERAGE HERE

Personal Insurance Services

  • Insurance Products -Our extensive access to the personal lines marketplace allows us to provide a wide range of personal insurance products for just about every circumstance and situation.
  • Comprehensive Service -Rather than just quote a "price", we analyze all of your personal risk exposures and develop a comprehensive program to address them.
  • Wizdom -Our experienced staff will thoroughly explain your coverages and alery you to changes in your policies. They also work closely with our claims division staff in prompt resolution of claims.

Lines of Coverage

  • Home, condominium and renters
  • High value personal property
  • Primary and excess liability
  • Flood insurance
  • Collector/Antique Automobiles, Motorcycle and Watercraft
  • Recreational vehicles and mortorcyle
  • Watercraft/Yacht/Mega-Yacht
  • Personal Aviation
  • International Exposure
  • Employers Practices Liability
  • Travel Emergency and Special Events
  • In-Home business
  • Kidnap & Ransom Expense

Workers Compensation & NYS Disability

  • Management solutions that mitigate your risk and manage your exposures
  • Expert review of your experience modification worksheets to ensure accuracy
  • Dedicated, experienced claims deparment
  • Marketing and professional presentation of your company to insurance carriers
  • Deductible plans and retro plans when appropriate
  • Corporate Sponsored College Saving Plans
  • Health and welfare plan integration strategies
  • Pet Insurance
  • Critical Illness

Property Insurance & Commercial Auto

  • Buildings and Business Personal Property
  • Business Income
  • Builders Risk
  • Payroll Vendor Access
  • Earthquake, Earthquake Sprinkler Leakage, Flood
  • Inland Marine/Equipment, Transit and Cargo, inland and ocean
  • Commercial Automobile / Buses / Trucking / Fleets

Liability Coverage

  • General and Managment Liability
  • Products and/or Completed Operations Liability
  • Commercial Umbrella Liability
  • Directors & Officers Liability
  • Employment Practices
  • Fiduciary, Cyber and Internet Liability

Surety

  • Contract, License, Permit, Court and Probate Bonds
  • Miscellaneous Bonds of all types

*The services listed above are offered through WizdomTower Risk LLC. WizdomTower Risk LLC is conducted independent of Investment Center Inc. Investment Center Inc. assumes no responsibility for any advice or services provided to you by these entities. You are solely responsible for conducting your own due diligence.